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NEWS

As skilled nursing facilities adjust to the changes to Medicare that arrived early last month, they must be ready for Recovery Audit Contractors. RACs are independent auditors for the government that are preparing to audit every facility that has submitted Medicare claims. Specifically, RACs investigate past improper payments to Medicare providers, which may include incorrect payment amounts, non-covered services (those that are not reasonable and necessary), incorrectly coded services or duplicate services. This auditing program dates back to 2005, when the Department of Health and Human Services initiated a demonstration program to detect and correct improper payments in the Medicare...
 
K & B Underwriters is a national Insurance Program Administrator serving insurance agents and brokers for senior living facilities. They provide nursing homes, assisted or independent living facilities and other senior living risks with industry-leading insurance programs and specialized, innovative risk management solutions. The company was founded in 2004 by Bryan Baird who, with several years experience in a senior management position at that time, decided to start his own operation. Bryan’s business philosophy is based on the traditional principle of “doing the right thing” in all aspects of one’s business. To further his understanding of the industry, he developed,...
 
K&B, An Industry Leader in Senior Living Insurance Solutions, Announces New National A+ Market and Expanded Risk Management Services Reston, Va.—April 4, 2011–K&B Underwriters, LLC (www.kbunderwriters.com), an insurance program administrator providing values-based risk solutions to the senior living industry, has enhanced its senior living program and rebranded the program as DigniCARE Risk Solutions. The enhancements include a new A.M. Best “A+” rated market with coverage available on a Claims Made basis in all 50 states, and a new risk management program that uses a holistic approach to help senior living providers evaluate their enterprise risk. “Our goal is to help our...
 
Demographics point to growing opportunities in the senior care market By Dave Willis The Rough Notes Company We’re getting older. In fact, as Jeff Collins, vice president, commercial lines underwriting, at Philadelphia Insurance Companies, points out, “On average, 10,000 people a day will reach the age of 65 for the next 20 years.” As we look to and past retirement, he adds, people will be looking for alternatives to traditional nursing homes. “The first Baby Boomers turn 65 this year,” notes Bill Yurek, RPS-AVRECO area president. “As they age, we’ll see increased demand for added nursing home and assisted living...
 

Nursing Homes: Preventing Falls & Injuries Senior living centers include a wide variety of options, from nursing homes to independent living communities.  However, they all center around providing the best care possible for our aging population that faces unique risks. For senior living communities, injuries are becoming an increasingly larger problem. Injuries and deaths from falls have spiked in the last decade. In 2005, the latest data available, the government recorded over 19,000 deaths from fall-caused injuries. Three-fourths were people 65 and older. Nonfatal falls caused another half-million hospitalizations and almost 2 million emergency room visits. Aging makes the likelihood...
 

Nursing Home: Benefits of Exercise for Older Adults Exercise is a huge component of good physical and mental health. Being physically active can help you continue to do the things you enjoy and stay independent long into your old age. According Go4Life, part of the National Institute on Aging, you gain a lot by staying active. Not only does it help maintain your physical strength and fitness, it helps you improve your ability to do the everyday things you want to do. Staying active can improve balance, can help you manage diseases such as heart disease, diabetes, and osteoporosis. An...
 

Senior Living Insurance: Benefits of Pets for Elderly Owning a pet is a joyful relationship- many pet owners consider them part of the family. And research has shown that pets aren’t only good for cuddling. They have actual proven health benefits, especially with older adults. Older pet owners who are on their own can benefit significantly from having a pet’s companionship. And it is especially beneficial for single residents who would otherwise be on their own. Pets can help their elderly owners reduce stress, lower blood pressure, and increase their social interaction. It can inspire them to get outdoors, and to exercise...
 

Senior Living: Prescription Painkiller Abuse, Opioids Opioid abuse has become a national concern. Despite the notion that addiction and substance abuse is primarily for younger people, it affects every age group from teenagers to adults. The senior population is no exception. Elderly patients tend to take many medications prescribed by multiple doctors for a variety of ailments and symptoms. The overlap in prescriptions and high amount of drugs they take can increase their risk of prescription drug abuse. Nonmedical use of prescription drugs is a rapidly growing threat. According to the New York Times, some studies estimate that up to 10...
 

The Effect of Hospitalization on Nursing Home Residents Hospitalizations can have adverse effects on patients, especially repeated visits. An article in the New York Times discussed a study published in the journal Neurology. According to the study, elderly patients who are hospitalized are at a much higher risk of cognitive problems afterward. Hospital stays have also been found to interfere with an older person’s physical functioning and ability to perform the so-called activities of daily living including bathing, toileting, dressing, etc. Furthermore, hospitalizing nursing home residents also can cause anxiety and discomfort for the individual not to mention significant healthcare...
 

Senior Living Insurance: Stalling Dementia with Music  In recent years there have been numerous studies done to demonstrate the power that both playing and listening to music has on the human brain, whether it be for an autistic child, a brain-damaged adult, or an elderly Alzheimer’s patient. These studies have raised questions about how music can actually prevent mental decline in seniors. Can simply playing a musical instrument or listening along to the radio stall the onset of dementia? How many years would one need to engage in music before it has a benefit on the brain? These are examples...