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Senior Living Insurance: How Americans Feel About Living Longer

Senior Living Insurance: How Americans Feel About Living LongerSenior Living Insurance: How Americans Feel About Living Longer

Recently, in a New York City laboratory, scientists working with mice tinkers with a protein in a tiny part of their brains called the hypothalamus that is thought to control the aging process. Researchers say that this should allow the mice to outlive their peers by the human equivalent of 20 years! In addition, they should be able to recall maze patterns faster, and their muscles and tendons will be stronger.

The implications of this research are intended to be positive; however it has many people asking tough questions. What would extending the human life span to 120-years-old mean for the solvency of the health-care system or public pensions? What would this mean for senior living centers? Would anyone actually want to live that long? In a Canadian survey published last year in the Journal of Aging Studies, 59% of the respondents said they would welcome living 120 years “if science made it possible to do so in good health.” So how do Americans feel about the topic?

In a poll of more than 2,000 people by the Pew Research Center’s Religion and Public Life Project, it was found that most Americans do not want to live beyond the age of 100. Asked whether current medical treatments are worth the costs since they help people live longer, 41% of the respondents said no, claiming that modern medical advances “often create as many problems as they solve.” Two-thirds of the survey’s respondents said that longer life expectancies would strain natural resources, and believed that “medical scientists would offer the treatment before they fully understood how it affects people’s health.”

DigniCARE insurance and risk management program  was created specifically for the senior living industry, which encompasses innovative solutions for assisted living facilities, independent living facilities, nursing homes, and Continuing Care Retirement Communities (CCRC).

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