Independent Living Facilities

K&B: Offering Independent Living Facilities Values-Based Risk Management

As an independent living community, you provide a home to seniors who don’t require assistance with daily activities, such as dressing or bathing, but are looking for a community of their peers who they can share meals and activities together. Just as in other sectors in the senior living industry, these types of communities are evolving to accommodate a new generation of aging seniors that have different needs. To meet these requests, increasingly more home- and community-based services initiatives are being implemented for seniors living in apartment complexes or 55+ communities, with a greater level of a la carte services being offered.

There’s also an evolution of continuing care in which facilities include a combination of independent living communities, assisted living facilities, and nursing homes. These communities are designed to provide a constant home for individuals from the time they enter into a retirement up until their final days.

Providing insurance and risk managements solutions in step with an evolving industry.

Backed by years of experience in insuring senior living facilities, we at K&B Underwriters have developed an innovative solution designed to help mitigate risk and protect independent living facilities today and into their future as they evolve, expand their services and meet new regulatory requirements. Our comprehensive insurance program, DigniCARE, addresses the diverse exposures faced in this industry, and our values-based risk management approach provides proactive support and programs that place a priority on the wellbeing of residents and foster staff engagement throughout the organization. This approach helps you to mitigate risk, stem losses, control costs, grow your bottom line and build an environment that enables you to do what you do best: provide care with dignity.

Our DigniCARE program, available through our broker partners, provides the following key coverages:

  • Professional Liability
  • General Liability
  • Employee Benefits Liability
  • Sexual Misconduct
  • Commercial Property
  • Business Auto
  • Workers Compensation
  • And Other Key Coverages

In addition, K&B provides DigniCARE insureds with risk management services at no additional cost.

We invite you to contact one of our brokers to discuss the DigniCARE program for independent living communities.

Please give us a call at 855.883.6306 or complete the form on this page to locate a broker near you to learn how K&B can make a difference for your operation.