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Tag Archives: Insurance

Assisted Living Liability: Residents Forced to Pay FEMA?

Assisted Living Liability Residents Forced to Pay FEMAAssisted Living Liability: Residents Forced to Pay FEMA?

Even though Hurricane Sandy hit over two years ago, many individuals are still feeling its effects today. Some of these individuals are residents of a New York City assisted living center. They recently received letters from the Federal Emergency Management Agency (FEMA) demanding that they repay thousands of dollars in Hurricane Sandy aid that they received.

According to FEMA, the aid they provided was only meant to be used for temporary housing; however the state put assisted..


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What is National Long-Term Care Awareness Month About?

What is National Long-Term Care Awareness Month AboutWhat is National Long-Term Care Awareness Month About?

We are well into the second week of November, and many people have become aware of a movement called National Long-Term Care Awareness Month. However, not a lot of people know what it’s about. National Long-Term Care Awareness Month was created as a way to build awareness for the type of care those individuals with chronic illnesses or disabilities need. Long-term care is an unavoidable issue; sooner or later everyone will have to deal with the..


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How Should Dining Options be Approached in Nursing Homes?

How Should Dining Options be approached in Nursing HomesHow Should Dining Options be approached in Nursing Homes?

As stated in a post we published last year discussing how to serve the nutritional needs of the elderly, the most common nutritional problems among residents of nursing homes are weight loss and related protein energy malnutrition. While the causes of this are typically related more to the effects of depression or side effects of medications, it does not refute the need for good nutritional care. In fact, it makes nutritional care even more..


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Senior Living Insurance: Elderly Safety on the Road

Senior Living Insurance Elderly Safety on the RoadSenior Living Insurance: Elderly Safety on the Road

There have been many debates in recent years, based on stories of elderly people getting into collisions and accidents as well as studies done pertaining to reaction times, on whether or not seniors should be required to stop driving at a certain age. The problem with this is, there are many seniors who are completely able bodied, minus a few ailments; perhaps an arthritic knee, or muscle stiffness. The fact is, seniors are entering community care..


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Should Nursing Homes be High Tech?

Should Nursing Homes be High TechShould Nursing Homes be High Tech?

Ten or so years ago, nobody would have ever thought that a senior citizen in a nursing home would have any need for a computer, let alone Wifi. However, for the seniors entering senior living communities nowadays and who have been part of the digital revolution, having Wifi available could almost be a necessity.

Even if residents don’t have their own computer system, having a computer room within a nursing home could be beneficial. This allows seniors to stay connected and social...


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Nursing Home Liability: Are We Facing a Caregiver Crisis?

Nursing Home Liability Are We Facing a Caregiver Crisis

Nursing Home Liability: Are We Facing a Caregiver Crisis?

According to reports released by the Bureau of Labor Statistics near the end of 2013, there are three jobs in the senior living industry  that are expected to be in exponentially higher demand in the coming years. These positions include personal care aides, home health aides, and nursing assistants; all of which are vital to nursing homes. The presence of well-trained nursing staff is essential to reducing nursing home liability, but will there be..


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Senior Living Insurance: Alzheimer’s Focus of Care Moves to Prevention

Senior Living Insurance Alzheimer’s Focus of Care Moves to PreventionSenior Living Insurance: Alzheimer’s Focus of Care Moves to Prevention

The Alzheimer’s Association International Conference in Copenhagen in early July of 2014 revealed that there has been a shift in focus when it comes to Alzheimer’s care. While treatment of symptoms and effects on the brain is still important, scientists and healthcare providers have started approaching Alzheimer’s care in a more preventive way.

Reportedly, preventative interventions such as exercise, diet, and certain behavioral modifications have been improving cognitive functioning in patients according to

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Nursing Home Liability: Summer Activities for Your Residents

Nursing Home Liability Summer Activities for Your ResidentsNursing Home Liability: Summer Activities for Your Residents

Last year, we posted some good activity ideas for senior living facilities, stating that the reason these activities are so important is because regular social and/or physical activity may play a part in delaying the symptoms of dementia. Summertime is one of those times during the year where many seniors reminiscence about  vacations they’ve taken, or fun events they used to partake it, making it the perfect time to introduce some potential new activities to..


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Nursing Home Insurance: Who Should Make End-of-Life Decisions?

Nursing Home Insurance Who Should Make End-of-Life DecisionsNursing Home Insurance: Who Should Make End-of-Life Decisions?

On June 15th2014 Casey Kasem, an American disc jockey, music historian, radio personality, and actor, passed away at the age of 82, having suffered from a condition known as Lewy body dementia, which is closely related to Parkinson’s disease and left Kasem unable to speak. Therefore, he was unable to express his wishes for end-of-life care. As high-profile as this case was, many people are aware of the feuding that occurred between Jean Kasem, Casey’s wife,..


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Nursing Home Insurance FAQs – Part 2

Nursing Home Insurance FAQs – Part 2

It part 1 of this 2 part blog post, we covered a few common questions that nursing home administrators ask when it comes to their insurance needs. A comprehensive Nursing Home Insurance policy should include a wide range of products, from property insurance to professional liability for the staff that works at your facility. Below are a few more questions that nursing home staff may ask about their nursing home coverage.

Is Sexual Misconduct coverage really necessary?

Unfortunately, yes. Recently, New York nursing home staff decided to hire a stripper for their residents. This..


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